Saturday, January 14, 2012

I'm A Big Kid Now

Well, ladies and germs...Friday the 13th turned into an historic day in our lives.

We apprehensively took ourselves to our bank to see about a mortgage.  It was terrifying.  I nearly cried repeatedly.  We are, as you know, not in the best place financially.  Several hours later...

...drumroll please...

We have (well, I have) a pre-approval on $80,000.  Yup.  We are officially house hunting.  By the time P is walking, he will have a yard to run around in.  Maybe we will even have a washer and dryer!  How amazeballs would that be?  No manufactured homes allowed (which means the one we REALLY liked is out), and with a limited search area for personal reasons, the available home list is short.  But our realtor will be doing some digging for us.

I now know what a short sale is, and to ask about annual property taxes.  And how to calculate the number of gallons of paint we will need (some of these homes have HIDEOUS paint!).  And we took our first house tour as official house hunters.

Meet our first house tour: a 3 bedroom, 1.5 bath twin with a LOT of charm.  Has room to grow (plus), and comes with an ancient washer and dryer.  The yard would need to be fenced, but it's there.  Unfortunately, oil heat.  Ugh.  Seriously, we will figure out a way to avoid that shit.  Also, no parking.  On the main road.  Double ugh.  But it was our first look, and it's in good shape all things considered.  It's a short sale (which means, essentially, don't bargain with us dude.  That's the price, take it or leave it). So...we begin.

I have to call the LL and let him know we will not be renewing the lease.  But don't yet know when we are leaving.  We need to start cleaning the shit out of this house.  We have to sort out our down payment.  So much to do!

It looks like I will get a master reset option after all!

SQUEEEEEEE!!!

4 comments:

  1. Holy crap... you can get a lot of house for your money!! We paid twice that for our condo with only 2 bedrooms and 1 bath.

    Good luck with your house hunting! It's fun and scary all at the same time.

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  2. I heard the drumrolls, so I peaked over:) This is fantastic news!!!:)
    Have fun house hunting. P will love a yard to run around:)

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  3. Fantastic news! And just wait and see how much better sleep will get in a house of your own! :-)

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  4. Woo hoo! That's awesome news. :) Congratulations, and happy house hunting. Wishing you guys lots of luck!

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